The Contest Free Prizes

Contest Rules: Terms and Conditions

The Lucky Draw and contest is intended for viewing and participation within CANADA only and will be held and evaluated according to the applicable laws and regulations of Canada along with these Official Rules ("Official Rules"). Please do not enter if you are not a legal resident of Canada at the time of entry (see specific eligibility requirements below).

NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER THE CONTEST OR TO WIN ANY OF THE PRIZES TO BE AWARDED THEREUNDER. A PURCHASE WILL NOT INCREASE YOUR CHANCE OF WINNING. VOID WHERE PROHIBITED.

1. CONTEST PERIOD

The Contest Period will begin on Sept 1,, 2020 at 12:01 am Eastern time and will end on Jan 14th, 2021 at 11:59 pm Eastern Time ("Contest Period").

2. ELIGIBILITY

3. HOW TO ENTER

To enter the Contest, visit www.punjabinsurance.ca (the "Contest") during the Contest Period and complete the Contest entry form (the "Contest Entry Form") online including your name, residence, email address, date of birth and telephone number (individually an "Entry" and collectively "Entries"). Enter information about your kids, whom you would like to participate in the contest. Limit one (1) Entry per child per contest. Any additional submissions per child will be automatically disqualified. All Entries must be received during the Contest Period. Sponsor is not responsible for undelivered, illegible or incomplete Entries.

4. PRIZE WINNER DETERMINATIONS AND CLAIMING PRIZES

5. CONDITIONS OF ENTRY

6. INDEMNITY

As a condition of entering, Entrant agrees:

7. CONTEST OPERATION

8. DISCLOSURES

9. SPONSOR

The Sponsor of this Contest are Punjab Insurance Inc and Punjab insurance Agency.

10. PRIVACY

Personal information collected from Entrants will be used by the Sponsors for the purpose of administering this Contest and to tell you about other products and services offered by Punjab Insurance

11. ADVERTISING DISCLAIMER

By agreeing to terms and conditions parents give consent to use Kid's first name and photos on print, media, social websites and online.

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