Welcome to Punjab Insurance !

Insurance is more than just a price

Punjab Insurance Inc. is an independent insurance brokerage company with offices across Canada



Online rate comparison tool


Compare quotes from the leading super visa insurance companies in Canada. Looking for the best rates on super visa insurance? You've come to the right place. Just fill out our insurance comparison form and click the 'Get Started' button to find quotes from super visa insurance brokers across the country.

  • See the cheapest insurance rates
  • Our quoting service is absolutely 100% free
  • We only ask for the details we need to find you the best quotes
  • Quick and easy, it saves you time and money.

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Protect your loved ones

Punjab Insurance provides you with different policies which give you different options of time and benefits.

Life is unpredictable and is full of shocks and surprises. Nobody knows what will happen the very next moment. Nothing is in our hands but we can be pre prepared for all the coming situations. This needs a proper planning, awareness and guidance. There are various policies that are there to help us during all bad times but they go unnoticeable.

Life insurance for Canadians
Life Insurance

Get lowest life insurance quotes from Punjab Insurance Inc. We will provide you customized policies as per your requirements.

Supervisa insurance for parents and grandparents
SuperVisa Insurance

Compare and save using our quick online comparison tool for super visa insurance. Click here to compare the rates.

Critical Illness Insurance
Critical Illness Insurance

Critical illness insurance provides a lump-sum benefit to help support you financially...

Non Medical Insurance
Non Medical Insurance

With Non-medical Insurance, there are no medical tests or questions required in order to qualify.

Disability insurance
Disability Insurance

Disability Insurance offers you a simple, affordable way to provide an income should a disability prevent you from working.

Mortgage insurance for Canadians
Mortgage Insurance

Mortgage Insurance is that life insurance in which you can cover your mortgage in the major event of your death.

Visitor insurance for people visiting Canada
Visitor Insurance

At Punjab Insurance you get guaranteed Lowest Rate Comparison for the Canadian Visitor Insurance.

Travel insurance for Canadians going abroad
Travel Insurance

A Travel Insurance Plan can protect and cover you against medical and other financial emergencies that may occur during your travel.



Representing all major Canadian companies

Punjab Insurance is an independent insurance brokerage company.




About Punjab Insurance

About Punjab Insurance

Punjab Insurance Inc., was established in late 2006, as a company that provides protection to all Canadians, with a focus on South Asian Communities.

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Join Punjab Insurance

Join Punjab Insurance

As a Punjab Insurance Advisor, the sky is not the limit- you can go beyond. At Punjab Insurance, you will not merely be an insurance agent-you will be a Financial Advisor.

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Punjab Insurance offices

Locate our offices

Punjab Insurance has offices in different provinces of Canada. If you can't get in touch through our local number, give us a call on Toll Free number or contact us online.

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FAQs on Super Visa Insurance for Parents

Super visa insurance can be confusing. We shed light on some of the most popular insurance questions we receive from visitors to Canada.

A: Canadian medical providers (hospital, dentists, medical clinics, etc.) prefer to work with Canadian insurance companies. There is direct billing between hospitals and the Canadian insurance companies. In the event that you have to pay for expenses and then file a claim, Canadian insurance companies will have a faster claim procedure as they can verify Canadian medical expenses faster than providers in overseas countries (so you get reimbursed faster).Also, Canadian insurance companies are regulated by Canadian regulators, at some of the very highest standards around the world. In fact, they are also re-insured by Assures - a Canadian government agency that will cover up to $60,000 of medical expenses in case a Canadian insurance company becomes insolvent. Not that that is likely, but it's nicer to know that you are insured no matter what happens. Also, for proof of insurance at immigration/entry time, paperwork is best shown in English or French.

A: Parents and grandparents of Canadian citizens or permanent residents who have been found admissible to Canada and meet some other conditions are eligible for the Super Visa as stated by Canadian Government. Visa officers consider several factors before deciding if the person is admissible. This means they are a genuine visitor to Canada who will leave by choice at the end of their visit. Among the things that could be considered are:

  • the individuals strong bonds to his/her home country
  • the purpose of their visit,
  • the individuals family and financial state of affairs,
  • invitations from Canadian hosts.

The applicant can get detailed information by visiting cic.gc.ca site or consult an immigration consultant. Some mandatory documents are

  • a written commitment of financial support from their child or grandchild in Canada who meets a minimum income threshold,
  • prove that they have purchased Canadian medical insurance for at least one year to cover the period of time that they will be in Canada, and
  • complete an Immigration Medical Examination (IME).

A: According to the above quote from the government's website, proof of Canadian medical insurance is required. While this may change in the future to a list of approved international carriers, the guidance so far is for visitors to purchase visitors insurance from a Canadian company.

A. The Canadian insurance companies are governed by the regulations in Canada, and the government perhaps feels safer that any claims will be paid for by a company they can regulate. The government doesn't want to be the one to have to pay any claims, or sue a company that doesn't pay out a claim.

A: The expenses for hospitalization for visitors to Canada can amount to over $3,000 per day, and air ambulance charges to return you home could very easily be in the tens of thousands of dollars. We recommend $100,000 of medical insurance coverage. This will ease your financial burden due to unforeseen charges and give you a peace of mind which everyone is looking for.

A: Yes. Any person can purchase a visitors insurance policy on behalf of someone coming to Canada.

A: You can apply for a quote online by visiting our website or call our toll free number. After going through your requisites we will be able to give you a competitive rate.

A: It all depends on the pre-existing condition, and the terms and conditions of the policy. Some insurance companies offer plans that cover pre-existing conditions as long as they have been stable for a certain period of time (3 to 6 months) before departure from your home country. Sometimes, pre-existing conditions will not be covered. It is important to read your entire policy to make sure you are aware of the definitions affecting coverage, as well as the possible exclusions that may apply.

Only some of the available plans will cover pre-existing medical conditions such as diabetes, high blood pressure, heart conditions, etc. Other policies, while they do cover stable pre-existing medical conditions, use strict eligibility questions to screen out applicants (for example, no coverage available if you use an ICD (pacemaker), oral steroids for lung conditions, diagnosis of stroke, blood clots, congestive heart failure or heart murmur in past 12 months, etc.).

A: No. There is no medical exam required prior to purchase. You will have to fill the form which comprises of a few medical questions. You must answer all questions honestly, as not doing so may void (cancel) your coverage. If you have to submit a claim, the insurance company will investigate to determine if your condition was a pre-existing one, and/or whether you were honest on your application.