- Provincial health plans may not cover all costs outside your home province or abroad
- Hospitalization, surgery, and emergency care can be extremely expensive-especially outside Canada
- Protects you from out-of-pocket costs for medical emergencies, repatriation, and travel delays
- Peace of mind for yourself and your family, so you can travel worry-free
What Is Emergency Medical Insurance?
Emergency medical insurance covers sudden and unexpected medical expenses when you're away from your home province or traveling internationally. It's essential for travelers, visitors, and anyone whose provincial health plan may not fully cover care outside their home region.
- Coverage for hospital stays, doctor visits, surgery, and prescriptions
- Includes ambulance services, emergency dental, and medical evacuation
- 24/7 support to help you navigate emergencies anywhere in the world
- Available for Canadians, new immigrants, and visitors to Canada
Emergency Medical Insurance Quote
Why Do You Need Emergency Medical Insurance?
What Does Emergency Medical Insurance Cover?
Medical Treatment
Hospital stays, doctor visits, diagnostic tests, and prescription drugs
Emergency Services
Ambulance transport, emergency dental care, and urgent medical evacuation
Repatriation
Covers the cost to return you to your home province for care, or return remains in the worst case
Travel Assistance
24/7 helpline for medical referrals, translation, and emergency support
Accommodation and Family Support
Coverage for extra accommodation and travel if your return is delayed due to illness or injury
Coverage for Pre-Existing Conditions
Some plans cover stable pre-existing conditions-ask your advisor for details
Who Is Eligible?
- Canadian residents with provincial health coverage
- Visitors to Canada with a valid visa
- Age limits may apply (varies by plan)
- Must declare any pre-existing conditions and travel dates
Why Choose Punjab Insurance?
Access to Canada's top insurers and competitive quotes
Expert advisors to help you compare options and choose the right coverage
Transparent advice on the pros and cons of each option
FREQUENTLY ASKED QUESTIONS
Frequently Asked Questions about
Emergency Medical Insurance
Do I need emergency medical insurance if I have provincial coverage?
Yes-provincial plans have limitations, especially for out-of-province or international care.
Are pre-existing conditions covered?
Some plans cover stable pre-existing conditions; your advisor can help you find the right option.
Can I get coverage for multiple trips?
Yes-multi-trip annual plans are available for frequent travelers.
How do I get started?
Get a free quote or schedule a call with a licensed Punjab Insurance advisor for personalized help.
Travel with confidence with comprehensive emergency medical coverage in Canada and abroad. Protect yourself and your loved ones from unexpected medical expenses and get access to the care you need-whether you're a resident, visitor, or frequent traveler-without financial worry.
Disclaimer: Information on this page is for general guidance only and not a substitute for professional advice. Please consult a licensed Punjab Insurance advisor for personalized recommendations.